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What to Check Before Signing a Roofing Contract
A roofing contract is the only thing standing between you and a bad job. Before you sign, run through this checklist — it takes twenty minutes and can save you twenty thousand dollars.
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Scope and materials — in writing
- Exact materials: Manufacturer, product line, color, and quantity — not 'architectural shingles' but the specific line.
- Full scope: Tear-off or overlay? Underlayment type? Ice-and-water shield at eaves and valleys? New flashing (not reused)? Ventilation work? Drip edge?
- What's excluded: Deck replacement terms (cost per sheet if rot is found), gutter work, interior protection.
- Cleanup and protection: Landscaping, driveway, and magnet sweep for nails — specified, not assumed.
If two bids differ wildly, it's usually the scope that differs. Compare line by line — and learn how to read a roofing contract.
Money terms
- Total price, fixed: With a clear process for change orders (written, signed, priced before work).
- Payment schedule: Modest deposit, progress payments tied to milestones, meaningful final payment after your final walkthrough. Never pay in full upfront.
- Lien waivers: Final payment contingent on lien waivers from the contractor (and subcontractors/suppliers if applicable).
Protections and timeline
- Workmanship warranty: Length, what's covered, and who's responsible — in writing.
- Manufacturer warranty: Which tier, and will the contractor register it?
- Timeline: Start date, estimated duration, and weather-delay handling.
- Permit responsibility: The contractor pulls it — stated explicitly.
- Insurance: The contractor's liability and workers' comp confirmed (see how to verify contractor requirements).
Talk to a Colorado roofer. About to sign? One call connects you with an independent roofing professional who can review your project's scope with you before you commit.
Colorado law gives you rights — know them
Under CRS 6-22 (Colorado's roofing consumer protection law): roofing contracts must be in writing, you have a 72-hour right to cancel after signing, and it's illegal for a contractor to rebate or absorb your insurance deductible. Any contract missing these protections — or any contractor offering to 'handle your deductible' — is a walk-away signal. (General information, not legal advice.)
FAQs
Can I cancel a roofing contract after signing?
In Colorado, yes — CRS 6-22 gives you a 72-hour cancellation right on roofing contracts. Check your contract for the specific procedure.
Should I sign a contract before the insurance adjuster visits?
Be cautious. Understand your claim's scope before committing to a fixed contract — and never sign anything under pressure. See our guide on recognizing sales pressure tactics.
What if the contract doesn't mention a workmanship warranty?
Don't sign until it does — in writing, with length and coverage specified. Verbal warranty promises are worth nothing.
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